Why am I seeing payments to FinXP Ltd in my bank account?

FinXP is a legitimate and regulated financial institution based in Malta that offers a SEPA Direct Debit processing service to online merchants. It is not a scam.

If you are seeing payments being done to FinXP from your bank account, that is because we are charging you in the name of our clients, whom you have mandated to charge you through the SEPA Direct Debit scheme. The merchants that we work with come from a multitude of industries.

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